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Vaughan Mills自己既shuttle bus係免費
從來未食過拉麵.
得閒加埋我丫 https://t.me/goodnoodl
5959 Yonge擺咗12年
依然乜都未搞掂
依然乜都未搞掂
你要跟 youtuber ， fb (即是廣告） 去食 ....
https://www.brokerlink.ca/blog/what-is-tenants-insurance
As a tenant or renter, most are aware that landlords have insurance on their building – walls, floors, doors, light fittings and appliances. However, as a tenant you need to be aware that a landlord’s insurance does not cover your personal belongings.
Landlords have relatively few legal obligations to compensate tenants for damage to, or loss of, their personal possessions. Tenants, on the other hand are held financially responsible for the harm they cause to any part of the building in which they live or to others who live or visit there.
For example, if your cooking accidentally starts a fire that spreads to other units or another part of your building, you may be responsible for paying the costs of repairing all damage to the building (including other apartments) and also for replacing anything that’s damaged in other tenants’ units.
Why do I need tenants insurance?
Tenant insurance helps you pay for damage to your personal property caused by theft, fire, smoke damage and vandalism to name a few.
Your landlord’s insurance will not cover your personal belongings. Even if you don’t own a lot of expensive things, it can be very expensive to replace all your valuables (jewellery, computers and other electronics, sports equipment, artwork, furniture, books, entertainment devices, kitchen utensils etc).
You may not be protected against personal liability should you accidentally damage a neighbour’s property or should a guest to your home cause these damages. You may also be held legally responsible if someone were to be injured while visiting your home.
Your landlord’s insurance most likely does not cover any upgrades you may have made to your rental unit and paid for yourself. For example, you may have added built-in shelving or installed upgraded carpets.
Tenants insurance coverage
Tenants insurance policies will differ from insurer to insurer, but they generally include two basic kinds of coverage – liability and contents.
Liability coverage is comparable to the liability coverage in a typical homeowner’s policy and protects you if you or your guests cause accidental damage to the building – whether to your unit or to the whole building. This coverage may also protect you if someone is injured in your rental unit and sues for damages.
Contents coverage allows you to replace or repair your belongings if they are lost or damaged in the event of fire, vandalism or theft. Belongings may be covered even if they are temporarily not in your home.
Most people are very surprised by how much it would cost to replace everything – all at once. You need to insure for an amount representing the replacement cost of all your belongings.
Tenant’s insurance policies also include additional living expenses which provides for expenses incurred (as a result of a covered loss) if you cannot live in your home. This feature will cover hotel or other rental costs and in some cases meals. Be sure you know how long an insurance company is willing to pay living expenses – sometimes the insurance company will limit the costs to what they consider a reasonable amount of time.
Ask your broker at Canada Brokerlink to explain exactly what the policy will cover and what it doesn’t.
Replacement cost
Deductibles
Discounts
Scheduled articles coverage
Tenants insurance for students: Do you need it?
Students living away form home while attending school are most likely covered for liability and contents under their parents’ homeowner’s insurance policy.
However, if the student has made a permanent move away from their parents’ home, a separate tenants insurance policy is required.
As a tenant or renter, most are aware that landlords have insurance on their building – walls, floors, doors, light fittings and appliances. However, as a tenant you need to be aware that a landlord’s insurance does not cover your personal belongings.
Landlords have relatively few legal obligations to compensate tenants for damage to, or loss of, their personal possessions. Tenants, on the other hand are held financially responsible for the harm they cause to any part of the building in which they live or to others who live or visit there.
For example, if your cooking accidentally starts a fire that spreads to other units or another part of your building, you may be responsible for paying the costs of repairing all damage to the building (including other apartments) and also for replacing anything that’s damaged in other tenants’ units.
Why do I need tenants insurance?
Tenant insurance helps you pay for damage to your personal property caused by theft, fire, smoke damage and vandalism to name a few.
Your landlord’s insurance will not cover your personal belongings. Even if you don’t own a lot of expensive things, it can be very expensive to replace all your valuables (jewellery, computers and other electronics, sports equipment, artwork, furniture, books, entertainment devices, kitchen utensils etc).
You may not be protected against personal liability should you accidentally damage a neighbour’s property or should a guest to your home cause these damages. You may also be held legally responsible if someone were to be injured while visiting your home.
Your landlord’s insurance most likely does not cover any upgrades you may have made to your rental unit and paid for yourself. For example, you may have added built-in shelving or installed upgraded carpets.
Tenants insurance coverage
Tenants insurance policies will differ from insurer to insurer, but they generally include two basic kinds of coverage – liability and contents.
Liability coverage is comparable to the liability coverage in a typical homeowner’s policy and protects you if you or your guests cause accidental damage to the building – whether to your unit or to the whole building. This coverage may also protect you if someone is injured in your rental unit and sues for damages.
Contents coverage allows you to replace or repair your belongings if they are lost or damaged in the event of fire, vandalism or theft. Belongings may be covered even if they are temporarily not in your home.
Most people are very surprised by how much it would cost to replace everything – all at once. You need to insure for an amount representing the replacement cost of all your belongings.
Tenant’s insurance policies also include additional living expenses which provides for expenses incurred (as a result of a covered loss) if you cannot live in your home. This feature will cover hotel or other rental costs and in some cases meals. Be sure you know how long an insurance company is willing to pay living expenses – sometimes the insurance company will limit the costs to what they consider a reasonable amount of time.
Ask your broker at Canada Brokerlink to explain exactly what the policy will cover and what it doesn’t.
Replacement cost
Deductibles
Discounts
Scheduled articles coverage
Tenants insurance for students: Do you need it?
Students living away form home while attending school are most likely covered for liability and contents under their parents’ homeowner’s insurance policy.
However, if the student has made a permanent move away from their parents’ home, a separate tenants insurance policy is required.
包， 不過 claim 完下一年保險公司會唔侵你玩
冰水浸一輪先上粉炸
AB--- no PST
google 評分都好信？
相片就可以做參考。
相片就可以做參考。
咁正。 我無搭任何巴士好多年啦
仲有位就add 我啦
Tg : deardamn
Tg : deardamn
Google評分已經係相對中肯
帶返個頭盔先
我冇搭過佢既shuttle bus，都係幾年前見過佢停係Front St, 之後自己再search先咗有
我冇搭過佢既shuttle bus，都係幾年前見過佢停係Front St, 之後自己再search先咗有
o甘真係 good luck，普通鋪頭唔會有得賣。
not CSA / UL approved.
not CSA / UL approved.
premium outlet原來都有
但要40蚊來回
但要40蚊來回
$40咁貴
我收$10頂死佢先
我收$10頂死佢先
貴撚到
佢唔好去搶
喺香港帶咗過嚟
香港邊度有
寄過嚟先
寄過嚟先
